1. Acceptance of Terms
By accessing and using our stock investment community platform, including our WhatsApp, Line, Band, and KakaoTalk groups, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy.
Important: These terms constitute a legally binding agreement between you and our platform. If you do not agree to these terms, please do not use our services.
2. Service Description
2.1 Platform Services
Our platform provides:
- Stock market analysis and investment insights
- Community discussions through social media platforms
- Educational content about financial markets
- Real-time market data and trends
- Investment tools and calculators
2.2 Social Media Integration
We provide services through various social media platforms:
- WhatsApp: Daily market insights, group discussions, and personalized recommendations
- Line: Asian market focus with real-time updates and community chat
- Band: Structured investment groups with file sharing and polls
- KakaoTalk: Korean market specialization with local investment insights
3. User Responsibilities
3.1 Account Security
- You are responsible for maintaining the confidentiality of your account information
- You must provide accurate and complete information
- You agree to notify us immediately of any unauthorized use
- You are responsible for all activities under your account
3.2 Prohibited Activities
- Sharing false or misleading investment information
- Spamming or sending unsolicited advertisements
- Attempting to manipulate market prices
- Violating any applicable laws or regulations
- Harassing or threatening other users
- Sharing copyrighted content without permission
4. Investment Disclaimers
4.1 No Financial Advice
Our platform provides educational content and market analysis for informational purposes only. Nothing on our platform constitutes professional financial, investment, or trading advice. You should consult with qualified financial advisors before making investment decisions.
4.2 Risk Acknowledgment
By using our services, you acknowledge that:
- All investments carry inherent risks of loss
- Past performance does not guarantee future results
- Market conditions can change rapidly and unpredictably
- You are solely responsible for your investment decisions
5. Data Collection and Usage
5.1 Information We Collect
- Profile information from social media platforms
- Messages and interactions within our groups
- Usage patterns and preferences
- Device and technical information
- Location data (with consent)
5.2 Data Protection Compliance
We comply with major privacy regulations including:
- GDPR: European Union General Data Protection Regulation
- CCPA: California Consumer Privacy Act
- PIPEDA: Personal Information Protection and Electronic Documents Act (Canada)
- PIPA: Personal Information Protection Act (South Korea)
- PDPA: Personal Data Protection Act (Japan)
6. Social Media Platform Policies
6.1 Third-Party Platform Compliance
When using our services through social media platforms, you must also comply with their respective terms of service and privacy policies:
- WhatsApp Terms of Service and Privacy Policy
- Line Terms of Use and Privacy Policy
- Band Community Guidelines
- KakaoTalk Terms and Conditions
6.2 Data Sharing with Platforms
We may share certain data with social media platforms as required for service functionality, always in compliance with applicable privacy laws and platform policies.
7. Intellectual Property
All content, including but not limited to text, graphics, logos, analysis, and software, is owned by us or our licensors and protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without explicit permission.
8. Limitation of Liability
To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to investment losses, arising from your use of our services.
9. Termination
We reserve the right to terminate or suspend your access to our services at any time, with or without notice, for conduct that we believe violates these Terms of Use or is harmful to other users or our platform.
10. Changes to Terms
We may update these Terms of Use from time to time. We will notify users of significant changes through our platform or social media channels. Continued use of our services after changes constitutes acceptance of the new terms.